Yes, the cards expire after 3 years. However, the validity period can be shorter, depending on the balance limit applied to the card; the higher the limit, the shorter the validity period. In the case of subscriptions, you will simply need to update your subscription details with the new card details. Also, if any balance is available in the card once it expires, the funds will be reverted to the originating account automatically.

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Cards

Multi-currency virtual cards for business

Q: What type of cards can you issue?

We can issue Mastercard Commercial Debit Card and soon launching Discover Corporate Debit Card, and Discover Commercial Travel Card. All the cards on the Fyorin platform can be operated as prepaid (balance guaranteed to the card), or as debit (limit set on card, but depends on the balance of the linked account).

Q: Can I issue both plastic and virtual cards?

Plastic cards can be requested on demand via the Curve app but soon we will launch the functionality to request plastic cards directly from the platform.

Q: How many cards can I issue?

With Fyorin, there are no limits on the number of cards you can issue. We recommend API integrations for businesses with high volume of transactions to seamlessly integrate into your business's workflow.

Q: Can I issue a virtual card in a specific currency?

The card can be loaded with a specific currency based on the accounts that you have opened with us. For example, if you have GBP or EUR accounts with Fyorin you can issue cards in those currencies.

Q: Is there a charge to create or use virtual cards?

There is no charge to issue or use virtual cards.

Q: What are the typical card usage and transaction limits?

The limits vary based on the product and are shown on each card on the Fyorin platform. Default limits start from €5,000 but can increase to higher limits more than €250,000. Higher limits would require tighter controls set on the usage of the card. These controls can be easily set dynamically on the Fyorin platform.

Q: Can I issue employee expense cards?

Yes, you can issue a virtual card and assign it to an employee or team to manage team expenses.

Simplify global expense management with business virtual or plastic cards

Easily issue and config multi-use and single use cards

Turn payment costs into earnings with a cash rebate

Request your card

Cards tailored to your business, without giving up control

Our virtual business cards are tailor-made for global businesses. Issue dedicated fuel cards, simplify global company and employee expenses, enjoy enhanced protection against fraud, exercise better spend control, turn payment costs into earnings and streamline reconciliation with a virtual debit card.

Virtual cards for business with global spending

Create debit or pre-paid business cards in multiple currencies to manage company spending like business travel or marketing expenses, with the added benefit of low currency conversion fees. These virtual cards exist solely in digital form, providing instant creation and multi-currency options for seamless online transactions.

Flexibility and spend control

Manage cards from the online platform to set up spend controls, and manage top-ups and limits. Enjoy an extra layer of security against fraud with the ability to remotely delete, freeze and issue new cards. Additionally, simplify the management of recurring payments by consolidating multiple subscriptions onto a single virtual card.

Streamline high-value purchases

Sort high value purchases without hassle. Issue cards supporting payments over €200,000 to pay for high value purchases such as fuel, airport fees and other and earn cash rebate each time you spend.

Turn payment costs into earnings

Improve your bottom line. Earn a cash rebate every time you make a high-value purchase with a Fyorin multi-currency card.

Eliminate overspending

Identify card transactions with tags and assign them to specific sub-accounts to speed up reporting and gain a better understanding of company spending. Use our cards for software subscription management, control overspending, and ensure secure online purchases.

Reconciliation on Autopilot

Eliminate manual work and errors, out-of-pocket expenses or expense reimbursements. Enjoy automated reconciliation with the ability for employees to add receipts and invoices on the go and integrated accounting.

Testimonials

What our clients say about us...

Fyorin has helped us save plenty of time through the use of virtual cards - an easy way to manage company spend - whilst also allowing us to empower our people and speed up the approval process. Highly recommended if you're looking for a simple solution to everyday finances.

Patrick Cutajar

EyeTech

Fyorin was a solution to group-wide financial challenges. It made paying staff and expenses in Malta easier and reduced charges incurred from traditional banking channels. Plus the ability to manage different credit cards for budgeting purposes is very handy. It allows for better control over expenses and budget allocations.

Rodger Williams

Elite Group

With Fyorin it’s easy for us to just send over the local payment details to our US clients and receive payment in USD. There's a number of service providers we need to pay in the UK so being able to quickly exchange the funds into GBP and do the payments is another benefit. All these payments go through very quickly.

Andrei-Andy Linnas

Thought3D

The automation of accounts payable brought us significant ROI. All invoices are automatically pushed to Xero and we can just approve them without needing to worry about manual entry, errors or remembering who we need to pay. The system takes care of it and it used to be a huge burden for us.

John Ellul

Veracloud

Why choose Fyorin for card payments?

Virtual cards for businesses without borders

With our global network of financial institutions, you can issue cards in multiple currencies and streamline cross-border business payments.

One platform for multi-banking

Issue cards in multiple currencies from one platform. No need to open another bank account to access cards in a different currency.

Improved bottom line

Save money on operational costs, transactional fees, foreign exchange rates, and earn cash rebates on card transactions. Unlike traditional physical cards, our virtual cards eliminate the worry of misplacing cards or cash, offering a digital-only format for ease of access.