Soldo vs Fyorin
Compare Fyorin and Soldo for corporate cards and business expense management.
Fyorin extends beyond Soldo's offering with company-owned cards, automated cost recharging across entities, and a unified platform combining expense management with automation across all financial and cash operations.
About Soldo
Soldo is a prepaid card platform offering customisable, purpose-specific cards for subscriptions, fuel, and petty cash, managed remotely with real-time expense tracking. Pricing starts at £21/month on its Standard plan. Card counts are capped by plan tier, the Pro plan manages up to 20 cards, with the cap removed only on the custom-quoted Enterprise tier. Enterprise-level capabilities beyond Xero and QuickBooks, including NetSuite, SAP, and Dynamics, are restricted to higher plans.
About Fyorin
Fyorin is a unified financial operations platform combining company-owned cards, expense management, accounts payable, accounts receivable, and multi-currency payments in 100+ currencies. Cards are issued without limit at any tier, and expenses reconcile automatically against the same ledger payables and receivables already use.
Soldo vs. Fyorin Feature Comparison
Company-owned cards | ||
Virtual & Physical Cards | ||
High initial limit for card spend | ||
Unlimited card issuance | ||
Cash rebate on card spend | ||
Dedicated Merchant Cards | ||
Flexible linking of virtual and physical cards | ||
Expense Management | ||
Reimbursements | * | |
Automatic card-to-bill reclassification | ||
Cost recharging across entities | ||
ERP integration | ** | |
Multi-entity management | ||
In-platform payment execution | ||
Automated payables | ||
API capabilities | ||
* No dedicated reimbursement workflow; built around card-based spend rather than out-of-pocket claims
** Xero and QuickBooks native on Pro; NetSuite, SAP, and Dynamics gated to higher tiers
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Why Choose Fyorin Over Soldo?
Company-Owned Cards, Not Employee-Linked
Soldo cards are issued to named individuals, including contractors. Fyorin's belong to the business from the start, so nothing needs reissuing when someone changes role or leaves.
No Card Cap at Any Tier
Soldo caps card issuance by plan, up to 20 cards on Pro, with the limit lifted only on a custom-quoted Enterprise plan. Fyorin issues unlimited virtual and physical cards at every tier, with high default limits (over €200,000) and dynamic issuance via API.
No Charge for People Who Just Need Oversight
Soldo charges £7/user/month for every account user present more than two days, cardholder or not, a finance lead who only checks dashboards costs a seat. Fyorin doesn't charge for visibility or approval access, only for the platform itself.
Cashback on Every Card
Soldo's prepaid model doesn't include a rewards program. Fyorin pays uncapped cashback automatically on every card, with 0% transaction fees.
Card Spend Into Accurate Books, Automatically
Certain categories, or spend from a tagged card, like software subscriptions, reclassify automatically in Fyorin into supplier bills instead of staying logged as expenses. Invoice fetched, payment reconciled, posted to your ERP correctly the first time. Soldo offers no equivalent to this.
Costs Reallocated the Moment They're Submitted
Soldo's structure is built around wallets for teams and cost centres within one account, not separate legal entities with cost-sharing between them. Fyorin recharges a cost across entities or departments as soon as it's submitted, employees flag the split, and it posts straight to each entity's ledger.
Approval Workflows Built In
Soldo's Standard plan is card limits only, no pre-purchase approval workflow, that requires upgrading to Plus or Enterprise. Fyorin's claims are built on a budget agreed upfront, so most spend is pre-approved by design, at every tier.
Both Sides of the Ledger
Soldo doesn't offer accounts payable or receivable. Fyorin combines both alongside cards and expenses, in one platform, with one login and one subscription.
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Complete financial operations. One login.
Where Spending & AR meet cash.
