Top Revolut Business Alternatives in 2025

Managing international payments, multi-currency business accounts, and team expenses shouldn't require constant workarounds. As businesses grow, they find their current financial setup lacks the flexibility, transparency, or support they need.

If that sounds familiar, it might be time to explore better-suited alternatives. This guide breaks down the top business banking options available in 2025, each offering smarter tools to help your company scale with confidence.

Companies looking to scale up have leaned into alternatives to Revolut. Among the current pain points flagged for Revolut are:

Limited support - Revolut’s support team aren’t always available when you need them, and you don’t always get access to a dedicated account manager.



Unclear fees - Other banks like Revolut are stronger on paid plans with no hidden costs. Low-fee money transfer platforms often offer a free trial to prospective customers, so you can determine if it is right for you and your business. Usually, advanced FX tools will be limited to higher-priced plans.



Withdrawal Limits - In the UK or the US, the Revolut monthly ATM withdrawal limit is more stringent, where a 2% fee is applied to all transfers, which in some cases, this is significantly higher than other banking methods.



Restricted business features - Revolut isn’t as sophisticated as other banking options that have business features which provide visibility through real time dashboards so you can monitor all business activity.

Below you can compare Revolut versus other banking platforms, zooming in on core features:

Fyorin has emerged as the top Revolut alternative for mid-sized businesses as it provides a unified financial operations platform that gives teams control over expenses and foreign exchange risk through real-time visibility and competitive FX rates.

Through its custom-built dashboard, Fyorin centralises financial data, but there are other features to tap into.

Quick onboarding - With a single onboarding and commercial process, businesses can access 100+ currencies with zero holding periods and competitive rates. Thanks to local payment rails, businesses can send funds in less than 24 hours.

Robust security measures - Fyorin traces all payments. Funds are securely held with operators that are regulated and licensed in 92 countries. Our global network ensures all transfers are secure. It offers in-built fraud protection to minimise the risk of missing payments as well as enhanced security, such as 2FA.

Multi-user access - Fyorin offers virtual cards and physical cards for businesses. It provides multi-currency pre-paid business cards and debit cards that can be tailored to the individual needs of team members, projects or departments. Businesses can also turn payment costs into earnings with a cash rebate on each transaction.

FX transparency - Fyorin allows businesses to send, receive and hold 100+ currencies with lower fees. Through competitive FX rates, global organisations can reduce currency exposure while maintaining full visibility of their accounts and currencies. Businesses can also lock in FX rates up to 360 days in advance to protect transactions from FX volatility. Transactions start from as little as €500.

There are some great alternatives to Revolut out there, and we’ve detailed some of the highlights of these banking providers:

Wise - Best for Transparent Global Transfers

Wise, a UK-based international money transfer specialist, works a bit differently from other providers. With support for over 40 currencies and transfers to over 150 countries, Wise removes many of the costs typically associated with international money transfer services. Businesses can use BatchTransfer to pay up to 1,000 people in one go around the world.

Businesses can manage multi-currency accounts with local bank details in up to nine currencies. Transfers are fast, often completed within one to two days. Batch payments and auto-conversions simplify recurring transactions, and the platform integrates smoothly with tools like Xero and QuickBooks. While there’s no dedicated account manager, support is available online and in-app.

Pros:

✅ Mid-market exchange rates with no markups (close to the live markets)

✅ Free account sign-up

✅ App available for managing money on the go

✅ Fast and secure payments

Cons:

❌ Some features are limited to specific regions

❌ No cash or cheque deposit options

❌ Customer support can be slow

Starling Bank - UK-Based Digital Bank with Business Support

Starling Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority, offering trusted digital banking services in the UK. It supports 19 currencies in 35 countries, with FX fees that vary depending on usage.

Businesses can expect a comprehensive digital experience with 24/7 human support available at the touch of a button. You can also expect robust FSCS (Financial Services Compensation Scheme) protection of up to £85,000.

Starling’s business banking features include the ability to create budgeting 'Spaces', digital cheque deposits, invoicing tools and integrations with popular accounting platforms. While it’s more focused on UK-based operations, there are fewer premium plans and limited investment options compared to Revolut, but the reliability and customer experience are highly rated.

Pros:

✅ Strong business banking options

✅ Free for payments to other Euro accounts

✅ Integrated accounting software compatibility

✅ Free digital cheque deposits

Cons:

❌ Only available for UK-registered businesses

❌ EUR and USD accounts are not available to new users

❌ Limited access control as only directors can access an account

Payoneer - Ideal for Freelancers and Marketplaces

Payoneer is a reliable US-based platform that is well known among the freelance community and provides connections with recognised marketplaces, such as eBay and Amazon. Some of the key features available are:

International payments

Local receiving accounts

Purchasing

Multi-currency conversions

Payoneer acts as a payment gateway, so businesses can accept electronic payments from customers. A PCI DSS (Payment Card Industry Data Security Standard) compliant company, Payoneer has gained an average rating of 3.8 stars out of 5 from over 60,000 reviews generated.

The platform also integrates with QuickBooks and provides both plastic and virtual company cards on request. Though support is available, it may be limited for users on free plans.

Pros:

✅ Uses advanced security measures and is fully compliant

✅ Regulated by the Financial Conduct Authority (FCA) in the UK

✅ Plastic and virtual company cards available on request

✅ Expense management tools factored in

Cons:

❌ High conversion and transfer fees

❌ Limited currency risk management tools

❌ Have to be logged in to access customer support

Statrys - Business Account with Asian Coverage

If your business is considering expanding to Asia, Statrys is a great alternative to Revolut. Launched in 2019, Statrys is a Hong Kong-based local payment provider, offering accounts tailored to businesses in Hong Kong, Singapore, and the British Virgin Islands.

Every Statrys business account comes with a dedicated account manager, and you can hold funds in up to 11 currencies in over 100 countries. The platform also supports integrations with online marketplaces like Shopify and payment processes, such as PayPal to facilitate digital sales.

Statrys does not charge a monthly fee if five or more transactions are made in a month, and FX fees start from just 0.1%, making it a low-cost option for cross-border transactions. It also supports accounting software integrations and provides support by phone, email, and WhatsApp.

Pros:

✅ No monthly fee if 5 or more transactions are made in a month

✅ Dedicated account manager with support provided by phone, email, and WhatsApp

✅ Competitive exchange rates and low FX fees

✅ Offers targeted solutions for start-ups

✅ Integrates with Shopify, PayPal, and accounting platforms

Cons:

❌ Lengthy verification processes during setup

❌ No payroll payment feature

❌ Only registered for companies in Hong Kong, Singapore, and the British Virgin Islands

Airwallex - Global Business Banking with Advanced Tools

Airwallex has a powerful suite of tools to integrate its financial services. This includes multi-currency accounts, virtual cards, and competitive exchange rate prices.

Clients can benefit from real-time FX rates, enabling them to make well-informed decisions for their businesses. Similarly to Fyorin, one of its flagship features are bulk payments and batch transfers, so businesses can send funds off in one go to multiple recipients around the world, each with a specified amount.

Airwallex supports over 90 currencies and enables transfers to 200+ countries. It integrates with Xero, NetSuite, and QuickBooks. While support quality varies depending on your plan, premium users can access dedicated account managers.

Airwallex is better than Revolut, as it is better at solving complex multi-currency transactions challenges that organisations face.

Pros:

✅ Can transfer funds to 150+ countries

✅ Free payment collection via bank transfer

✅ Real-time FX rates

✅ Batch transfers to minimise payment disruptions

Cons:

❌ Some features are limited by region or tiered plans

❌ No live chat or broad phone support

❌ Receiving fees and management expenses in some countries

If you want to use a banking option that is similar to Revolut, start with a concrete strategy. While conducting your research, draw up a checklist along with the following questions to see which option is right for your business:

What is the monthly fee structure?

What are the FX charges for international transactions?

What level of payment volumes do you support?

Do you provide a dedicated account manager for support?

Can you facilitate automated payments?

What security measures do you have in place to protect our clients?

Do you offer corporate and employee cards?

What other team access and controls are available?

Are there accounting software integrations tied into the package?

Are there any additional costs for large transactions?

In conclusion, there are plenty of Revolut alternatives for businesses to try out, but it’s not a one-size-fits-all solution as each platform offers something slightly different. Airwallex, for example, is a good option as it suits companies with complex international needs. In particular, the wide international coverage provided is a big selling point.

Similarly, Payoneer is a fin tech company that has proved to be very adept in empowering businesses and professionals to send and receive funds. Cross-border payments have become more swift, and it is highly trusted.

However, Fyorin comes out on top. It is the most versatile payment platform that gives you the flexibility to operate globally without compromising your safety or control. A full suite of security and management tools are in place to give you 360-degree visibility of your cash position, so you can make smarter decisions moving forward.

If you are eager to find out more about Fyorin, book a demo to speak to an agent to see how they can help take your business to the next level.

What is Revolut and why look for an alternative?

Revolut is a British fintech company offering financial services to consumers and businesses through its app-based platform.

While it is a trusted option, other alternatives, such as Fyorin can handle larger transaction volumes and integrate with finance platforms, such as Xero, to meet the needs of your business. A great all-rounder is appreciated especially if you have a big client base.

What features should I compare in a Revolut alternative?

There is a core set of features that need to be weighed up before signing up with a Revolut alternative. This should entail support solutions, such as whether there is an account manager allocated to your team.

You should also look at company benefits, such as whether employees get access to physical cards as well as the level of FX fees and price structuring plans, so you aren’t left in the dark.

Can I use these alternatives worldwide?

Yes, you can use these alternatives worldwide; however, some are more comprehensive in their scope in terms of currencies supported and the countries they operate in.

For example, Revolut supports 29 currencies, while Wise supports more than 40 currencies, so cross-reference all information before proceeding.

Which alternative has the best FX rates?

Wise offers some of the best FX rates, starting from 0.33%. However, Fyorin goes deeper, offering a robust FX hedging strategy targeted at mid market companies. They can mitigate the risk of currency fluctuations, and implement actionable points moving forward.